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-You are applying to Citicorp Trust Bank, fsb for credit. By signing below, you certify that you have read and agree to the attached Card Agreement. You also certify that you are at least 18 years of age.
-If this application is not approved, you request and authorize the merchant and us to furnish your application information to other lenders and you authorize those lenders (including the merchant) to gather information about you, including obtaining your credit bureau report from credit bureaus.
-If this application is signed by the Applicant and Co-Applicant, you are applying for joint credit. If you are married, you may apply for a separate account. Your account must be used only for personal, family or household purposes.
-Citicorp Trust Bank, fsb (us or we) may gather information about you, including from your emplyer, your bank, credit bureaus, and others, to verify your identity and determine your eligibility for credit, renewal of credit, and future extensions of credit. If you ask us, we will tell you whether or not we requested a credit bureau report and the names and addresses of any credit bureaus that that provided us with such reports. You may write us at PO Box 22060, Tempe, AZ 85285-2060.
-Some credit line may be as low as $500.
-You authorize us to share with the merchant and its affiliates experiential and transactional information regarding you and your account.
-To help the United States Goverment fight terrorism and money laundering, Federal law requires us to obtain, verify, and record information that identifies each person that opens an account. What this means for you: when you open an account, we will ask an identification number, such as a Social Security number, that Federal law requires us to obtain. We may also ask to see your driver's license or other idenfitying documents that allow us to identify you. We appreciate your copperation.
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